Top pain points for healthcare consumers include difficulty acquiring and paying cost estimates for care, per Experian. We explore how companies are investing in BNPL to meet patients’ needs.

This article was contributed and sponsored by Experian Marketing Services.

Close to 5.2 million people in the UK were estimated to fall under this category, the neobank noted, citing a 2021 study from Experian. Individuals without sufficient credit histories face limited borrowing choices, Monese said, citing payday loans or borrowing from friends and family as examples. In contrast, people who build up credit histories can borrow on better terms.

Most (61%) patients are willing to switch providers for something as simple as a better patient portal, per Experian Health’s 2022 Digital Health Report. A bright spot: Beyond individual consumers, hybrid primary care vendors are in a prime spot to woo nationwide employers that are interested in offering on-site clinics for employees.

What’s next for digital health? Experian Health’s latest survey unveiled patient and provider attitudes toward digital health and how they changed from 2020 to 2021—we unpack how the survey’s highlighted demand for online-scheduling tools reveals future opportunities for digital health vendors.

Experian. The Female Quotient. Fiserv. Girls Are Investors (GAIN). GlobalWebIndex. IRi. LendingTree. Logica Research. MagnifyMoney. McKinsey & Company. PYMNTS. Stash. Step. Student Beans. TARA. Vanguard. Verywell Mind. Vise.

Open banking has also surged during the pandemic, per Experian, because it greases the wheels for fintechs to form relationships with consumers, while supporting data sharing for digital financial services.

Volta, another network of charging stations, and Experian Marketing Services found stations at mass retail locations drove more visits from EV drivers, which had 60% to 70% greater spending power than the average shopper, as reported by Chain Store Age. Consumers are recycling, reselling, and donating used products—and buying them, too.

Nearly 73% of healthcare consumers say they want to schedule their own appointments, per a June 2021 report by Experian Health. Retail clinics like CVS and Walmart Health already offer digital options like self-scheduling to boost patient foot traffic and enable expansion: CVS plans to transform most of its brick-and-mortar stores into primary care offices over the next few years, for instance.

That initially spurred all kinds of applications for financial management, like Mint, and then moved into powering alternative credit data, like Experian Boost, and automating functions that used to be all manual and rote, like applying for a mortgage—eliminating a large component in the underwriting process.

Similarly, TransUnion and Experian said they are working with BNPL providers to include more installment-loan data in credit reports.

Nearly 73% of healthcare consumers say they want to be able to schedule their own appointments, per a June 2021 report by Experian Health.

Unlike most traditional primary care practices, entrants like CVS offer easily accessible online scheduling on their websites, which consumers value: About 78% of consumers say they want to be able to schedule their own appointments online, per a 2021 Experian Health report. What’s next?

Experian. Financial Conduct Authority (FCA). Financial Times. Forbes. Freetrade. inews.co.uk. InYourArea. Marketing Dive. Medium. money.co.uk. MoneyHelper. MoneySuperMarket. Office for National Statistics (ONS) – UK. Office of Communications (Ofcom) – UK. Open Banking Implementation Entity (OBIE). Scientia. Signicat. The Independent. This is Money. TransUnion. Travel Weekly. UK Finance.

Rory brings over 15 years of enterprise sales and client success experience from senior roles at SteelHouse, CheetahMail, Experian Marketing Services, and Cheetah Digital. He’s a California native and graduated from San Francisco State University. Moderator:.

Last November, Experian launched its own open banking tool following a canceled acquisition of Clearscore for £275 million ($352.7 million) in 2018 due to competition concerns. In February, Equifax acquired open banking-powered data analytics provider AccountScore.

An October 2019 Experian report said 82% of 23-to-38s had checked their credit score within the previous three months. They may not have liked what they found.

Passengers are also reeled in by the allure of convenience: A 2019 Experian survey found that 70% of global consumers were willing to share more personal data if that sharing came with perceived benefits. In the case of airports, passengers are likely to continue relinquishing personal data in exchange for promises of heightened security and quick, lineless, efficient experiences.

The app will also use Open Banking technology to allow customers to link their current accounts to the app, and share transaction information with NatWest’s data partner, Experian—potentially helping users build out their credit history. Supporting data: NatWest’s new survey of over 1,500 people across the UK suggests the new app would be welcomed by those living in shared rental accommodations.

With more than 30 years of data marketing and information services leadership experience, Kevin was most recently the president and general manager at Experian Targeting and spent 10-years in executive roles at Equifax. Moderator.