Through Black Friday, out-of-stock messages on ecommerce channels are up 124% compared to pre-pandemic levels, per Adobe, with appliances and electronics among the most likely categories to be sold out. 54% of shoppers are experiencing higher prices than last year and 37% are finding less discounts than last year.

Electronic signs display cash-only prices for each service. By September 2020, Walmart had opened four more Georgia locations and added one in Arkansas. The company was planning to open 16 additional clinics, in Florida and Illinois, by the end of this year.

Basic e-Transfer functionality, electronic bill pay, and account-to-account transfers are banking staples, but consumers likely expect additional functionality.

DTx companies should also make sure their products can be easily integrated into physicians’ electronic health record (EHR) platforms since doctors aren’t likely to embrace tools that will increase administrative burden. Pear is one DTx firm recognizing the need to simplify providers’ clinical workflows—the company’s platform is now available in EHR behemoth Epic’s App Orchard Gallery.

After an inconsistent year for digital ad spending in 2020, every industry in the US will increase their outlays in 2021. The retail, consumer packaged goods (CPG), and entertainment industries will provide the biggest boosts, driving up overall digital ad spending by 25.5%.

Western Union, a nonbank, launched the first electronic payment service long before the Fed, rolled out the first charge card, and had success with the underbanked. Not all fintechs are shallow, short-lived, or cosmetic: A more recent example is PayPal’s launch of the first digital wallet.