Partnerize is leading the charge on partnership automation and was the only provider disrupting the affiliate category to be named a "strong performer" in The Forrester Wave™ Channel Incentive Management, Q1 2022. Learn more by accessing the complimentary report here. —Maura Smith, CMO, Partnerize.

Director Rohit Chopra has warned that AI could be abused to advance “digital redlining” and “robo discrimination.”. At an October 2021 press conference, Chopra addressed opacity for underlying data used in algorithms, blasting what he called “black box underwriting algorithms [that] are not creating a more equal playing field and only exacerbate the biases fed into them.”.

For instance, we estimate that iHeartMedia—which last year brought in more podcast ad revenues than any other company we track—still accounted for only 10.0% of total US podcast ad spending in 2020, with the rest distributed across various creators, publishers, and platforms.

This report will detail the drivers of digital change across payments industry channels, devices, and customer bases. Retail In-Store Payments. In-store sales will remain the largest retail channel by both share and dollars as shopping habits normalize. In-store retail shrank only slightly early in the pandemic thanks to essential spending, but it shot up after a wholesale return to stores last year.

Amazon’s net US digital ad revenues will rise by 41.0% this year as consumers shift dramatically to more ecommerce shopping and advertisers pay to get in front of shoppers at their leading destination.

There will always be a place for cash and other fiat-based payments, as countries face digital divides.

In 2016 and 2017, Alibaba saw at least 40% growth rates in digital ad revenues across its various properties, and last year that rate was a still sizable 24.3%. This year, however, with online customers pulling back spending and searching for basic staples instead of high-end products, we forecast Alibaba’s net ad revenues will grow by only 6.5% (down from our pre-pandemic estimate of 19.3%).

As the coronavirus pandemic renders the population of the UK largely housebound, media consumption patterns will invariably change. Certain media types (such as physical print) will falter, but video (TV and digital) looks set to benefit most.

For many young adults, influencers are an important part of their digital lives. They are more likely than other age groups to consider influencers trustworthy and take action based on their recommendations.

The lending application process should take only minutes, and funds will often be distributed the same day as the application. eBay’s lending product is a natural evolution, given the existing SMB financing gap and the ecommerce giant’s wealth of customer data. Despite unprecedented stimulus funds in the UK, SMBs are still struggling to access capital.

Only about 38% of US iPhone owners use Apple Pay, according to estimates using Insider Intelligence iOS and Apple Pay forecasts. And with consumer interest in crypto rising, implementing the tech in its wallet could give Apple a concomitant increase in adoption. A crypto-linked Apple Card product could boost Apple’s card business and payments volume.

While Visa’s and Mastercard’s exact share in Russia is unknown, Mir only held 24% market share in terms of volume in early 2021, per the central bank. It won’t be easy for Russian banks to fill the holes from their absence: Visa and Mastercard combined locked up 99% of European transaction volume in 2020, per the Nilson Report.

Apple just settled an antitrust case by letting developers choose from more app price points—though the settlement is considered a minor capitulation because it only benefits US-based developers that earn less than $1 million a year.

The bottom line: Ecommerce advertising is only growing more and more important. We expect the retail industry to account for just under a quarter (24.9%) of all US digital ad spend this year, or $47.59 billion—and its share will only keep growing, so it’s all the more imperative for publishers to tap in now.

, a nightly (Monday to Friday) series available only on the app. In its first week, the programming featured creators, actors, musicians and others. More recently, the content was prom-inspired. Live streams have the potential to greatly increase time spent on social platforms.

China will have 983.7 million internet users this year, thanks to an unexpected 8.6% boost in 2020, the fastest expansion its online population has seen since 2012. We previously forecast that it would take several more years for China’s internet users to hit the magical 1-billion mark, but we now project this unprecedented milestone will come by the end of next year.

Labels blur quickly when every major digital platform is eager to leverage every type of user engagement. In China, there is only a very thin and increasingly indistinct line dividing social media, digital video, and ecommerce.

The company also announced the launch of Ro Derm, a digital clinic for skincare treatment. Ro wants to become more unified: The D2C giant has been on an acquisition spree over the past year to bring new treatment areas in-house, and now it’s focused on making it easier for patients to access all these services in one place online.

Mount Sinai partnered with digital maternity care startup Oula in May. Maven Clinic was valued at over $1 billion after its $110 million Series D funding round in August 2021. Digital therapeutics firm Happify Health expanded its chronic care platform to include services for women experiencing menopause in August 2021.

And their supply was largely dominated by last-click publishers, intentionally creating the only achievable opportunity for scale within the channel, which limited earning potential for other partners who did not live at that point.

At the same time, ads are only about 12% of Spotify’s business, notes Insider Intelligence senior forecasting analyst Peter Vahle, so a month or so of depressed ad dollars wouldn’t have a significant impact on its bottom line. High stakes:. Spotify’s siding with Rogan over Young represents the platform’s business plan. Podcasts are a major component of the platform’s future.

The pandemic is pushing consumers into digital banking channels, upping pressure on small and midsized banks to deliver value-added services and digital user experiences. They have to find ways of doing so on limited tech budgets to stay competitive.