Zip’s preholiday shopping event clocked stellar numbers, but diversification and increased credit card use might challenge BNPL growth.

As technology continues to accelerate and transform the financial sector, Visa saw an opportunity to reintroduce itself to the world with a campaign highlighting its role in facilitating global commerce. Watch Industry Voices: Spotlight on Financial Services with Visa executive Frederique Covington Corbett, PhD, to hear her thoughts on cryptocurrencies, "buy now, pay later," economic inclusion, and more.

Klarna implemented a number of changes to make its UK business more transparent and limit consumer BNPL risks.

Synchrony reported a 16% YoY jump in purchase volume in Q3—partnering with Fiserv’s Clover and a new BNPL solution can sustain that growth.

On today's episode, we discuss who is using "buy now, pay later" (BNPL) services, why they're choosing them, whether banks can compete, and the dark side of these payment options. We then talk about whether Amazon's tech-fueled fitting rooms can move the needle, what early Black Friday deals from Amazon really mean, and some advertising secrets from the online shopping giant. Tune in to the discussion with eMarketer principal analysts at Insider Intelligence David Morris and Andrew Lipsman.

The BNPL provider will bring its solution to Simon Properties and FreedomPay merchants as consumers head back to stores for the holidays.

Why we’re not calling it a loss: Although Block didn’t launch small-business or consumer credit cards like we anticipated, it is planning to acquire Australia-based buy now, pay later (BNPL) firm Afterpay—which is an alternative lender. And the purchase could preempt a potential credit card offering for Block considering many card issuers are bundling BNPL solutions into their card products.

The statement noted that BNPL products are becoming increasingly easy to use for any purchase. Consumers can also have multiple BNPL plans with various providers—making payments easy to lose track of. Regulatory arbitrage.

In the increasingly crowded US buy now, pay later (BNPL) space, the convenience of Upgrade’s single-invoicing feature could catch consumers’ attention.

Apple: He pointed out it already offers Apple Pay and Apple Card and plans new offerings ranging from buy now, pay later (BNPL) to credit risk determinations. Vanguard, Fidelity, and Charles Schwab all offer banking products. Dimon also blamed regulations for hampering banks’ competitiveness.

Buy now, pay later solutions are quickly gaining adoption as consumers look for new financing options and merchants aim to drive sales. But the industry is still unsettled as a number of firms are battling to lead the space, while card networks and issuers are looking to get involved too.

These offerings extend Klarna’s reach and could help it contend with tighter competition and impending regulation in the BNPL space.

BNPL. BNPL providers are driving innovation in the installment loan space with their interest-free solutions that let customers pay for purchases in scheduled installments. We forecast BNPL to surge in the near term:. BNPL users will grow by double digits in the coming years to account for 34.0% of digital buyers by 2025. BNPL adoption is translating into growing spending.

The Reflect card rewards on-time payments with extended 0% APR in a bid to pull consumers away from solutions like BNPL.

BNPL for businesses will spring up from providers like Veem, Billie, and Behalf, which recently closed huge funding rounds or forged high-profile partnerships. Their growth could rival consumer-side BNPL gains, Rob Rosenblatt, CEO of Behalf, previously told Insider Intelligence.

Sykes heads Klarna’s partnerships across the US and Canada, working to expand buy now, pay later (BNPL) options. Insider Intelligence: Why are younger generations turning to BNPL services? David Sykes: A lot of these consumers grew up during the [Great Recession] and saw their parents and family members getting in over their heads.

Many US adults favor buy now, pay later (BNPL) services over credit cards, with 44% of those who recently used the former preferring it when making purchases.